When we plan to buy a car, there are a lot of things at the back of our minds. We have to take care of the looks, make, model, speed, features and specs, reliability, eco-friendliness and most of all, our budget. It is a hard task to choose a car that best suits our needs and finances. Usually, we forget the most important feature to keep in mind during these planning and that is insurance. We skip this part and when the papers come in front of us, we are nothing less than shocked. To avoid such sudden shock, it is important to keep insurance rates in front of the eyes while planning to buy a car.